Keeping track of your credit score is one of the smartest things you can do for your financial health. Whether you’re planning to apply for a loan, get a new credit card, or simply stay on top of your money, your credit score matters. Fortunately, if you bank with RBC, you can check your credit score for free, right from the RBC Mobile app.
In this guide, we’ll walk you through how to find and monitor your credit score in just a few taps.
Why Check Your Credit Score?
Your credit score is a number that represents your creditworthiness. Lenders, landlords, and even some employers look at it when making decisions. Regularly checking your score helps you:
- Stay aware of your financial standing.
- Detect any sudden drops that may indicate fraud or errors.
- Track your progress as you build or repair your credit.
The best part? Checking your credit score in the RBC app is a soft inquiry, meaning it won’t affect your score.
How to Check Your Credit Score in the RBC Mobile App
- Open the RBC Mobile App
- Log in with your client card number and password (or use Face ID/Touch ID if set up).
- Navigate to “More”
- On the bottom right corner of the app, tap the “More” menu.
- Select “View Your Credit Score”
- Look for the option under the “My Services” or “Financial Tools” section.
- Review Your Credit Score
- You’ll see your current credit score displayed, along with a rating (e.g., Excellent, Good, Fair, Poor).
- Explore Insights
- RBC also provides a breakdown of factors influencing your score, such as payment history, credit utilization, and account age.
Tips for Maintaining a Healthy Credit Score
- Pay on time: Your payment history is the biggest factor.
- Keep balances low: Try to use less than 30% of your available credit.
- Limit new applications: Too many hard inquiries can lower your score.
- Check regularly: Monitoring your score helps you stay proactive.
Final Thoughts
The RBC Mobile app makes it quick and easy to check your credit score whenever you want. With just a few taps, you can see where you stand and get insights into how to improve your financial health. If you haven’t tried it yet, open your app today and check your score—it’s free, secure, and available anytime.
